Fortunately, we live in a time when medical advancements have afforded us longer and healthier lives. Unfortunately, the cost of medical insurance is rising, making it difficult for employers to afford. As a result, employers are reducing their provided insurance coverages and benefit offerings to employees. These rising health care costs may have a negative impact on your existing insurance coverage.

In many circumstances, employer-sponsored insurance plans do not cover every expense related to illness, injury or death. Those uncovered expenses can pile up, especially if you have to quit working and lose your much needed income. What if something were to happen to you or a family member? How will you handle those unexpected expenses?

NTA Life's Supplemental Insurance can help you prepare for these and other out-of-pocket expenses. Our products help ease some of the worry about how you will pay your out-of-pocket medical and other everyday bills. This means you can focus on what’s important – getting better. Plus, our policies feature convenient payroll deduction for premium payments and can be purchased through your flexible benefits plan allowing you to pay for valuable NTA Life coverage with pre-tax income. Policies require application and underwriting before issue, but most policies are guaranteed renewable for life.